Who Looks At A Credit Score Or Credit Report Anyway?

Who Looks At A Credit Score 

Or Credit Report Anyway?

Surprisingly allot more businesses and organisations look at someone's Credit Score and Credit Report than we realise. 

They use it to find out what type of person they are providing services to.

In our 17 years experience, we've seen a wide range use of this data:

❌ A new or current employer use it to see if they can trust people

❌ Insurers use it determine how risky of a customer they might be

❌ Landlords and real estate agents use it to determine if rent will be paid

❌ Telco's use it to decide if they will offer a mobile phone or internet contract

❌ Banks and lenders use it to decide if they'll approve a loan or how much interest to charge

Because of this, we think it's critical that everyone knows what's on their credit report before it's too late.

A Bad Credit Score Can Have 

Huge Negative Impacts

A Bad Credit Score Can Have Huge Negative Impacts

A bad Credit Score or Credit Report can have significant impacts to someones financial health.

Just a small black mark can force people to:

❌ Pay $100,000+ more in interest on a mortgage or other finance 

❌ Have loans, credit cards or phone contracts declined

❌ Have to provide a guarantor or additional security for a loan

These affects can last for years and get people into a spiral that is hard to get out of.

In Our Experience

In Our Experience

Up To 70% Of Credit 

Reports Have Errors!

Up To 70% Of Credit Reports Have Errors!

Now here’s the problem. In our experience 70% of credit scores and credit reports have errors.

Those errors are causing people to be declined for finance, or pay a higher interest rate.

The worse part is that all of the information on the credit score and credit report can be updated every month. 

So it might be fine now, but with more updates bound to happen in the future, then more errors are likely to happen. 

That’s where unsuspecting people get caught with a low credit score.

Can't I Just Pay The Listing To Fix It?

Can't I Just Pay The 

Listing To Fix It?

Unfortunately paying the debt only updates it to paid, it doesn't fix the listing. 

The black mark will continue to affect your Credit Report and Credit Score for up to 5 years.

The only way to improve your credit score is to find errors and negotiate to have that information removed.

That's what we do with our Credit Restore service. 

We work with you over the long term to ensure that the information on your Credit Report and Credit Score is accurate, up-to-date and not misleading.

What's Included In Credit Restore?

What's Included In 

Credit Restore?

Our Credit Restore service contains a list of benefits for members.

How It Works

How It Works

How It Works

How It Works

Don't Just Take Our Word For It